Important Information About Underinsured Motorist Coverage
Underinsured Motorist coverage is an automatic benefit that is required in Maryland. This coverage protects you if you are injured in an accident or sustain property damages and the liable party does not have sufficient insurance to pay your expenses or compensate you for pain and suffering. .With rising medical costs you could incur medical bills in excess of $50,000 if you have a serious injury. If the at fault party has $30,000, you would only recover $30,000. Just imagine if you had purchased coverage of $100,000. There would be an additional $70,000 of coverage to protect you.
Since car insurance can be expensive, many drivers only buy the minimum coverage required by state laws.
This means that many drivers are underinsured and their minimum coverage may not be enough to pay your medical expenses, and/or property damage.
Contact your insurance agent today and CHECK YOUR POLICY!